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"First Time Buyers"
"We had a wonderful experience buying our first home with Fred & Sue Backer."
Scott and Emily Searle
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First Time Buyers >Finding A Loan
There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.
You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.
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| Q |
What is a Balloon Mortgage?
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| A |
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Susan & Fred
Backer Weichert Realtors 9 West Main
Street Clinton, NJ. 08809 908-735-8140 Fred's Direct Line:
908-500-0095 Sue's Direct Line: 908 500-1939 Email:
CalltheBackers@comcast.net
2 Fulltime Realtors at Your
Service. Sue and Fred Backer will work with you every step of the way in buying
or selling your home. Their 13 years of combined real estate expertise in the
Hunterdon/Warren County area will make your move a pleasant one. If you are
looking to buy or sell your home: Call The Backers!
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