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Susan and Fred Backer


Sue & Fred are Two Fulltime Real Estate Professionals Working for You! Call us: 908-500-0095.

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"First Time Buyers"
"We had a wonderful experience buying our first home with Fred & Sue Backer."
Scott and Emily Searle
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Susan and Fred Backer is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Clinton, Hunterdon County and Warren County >


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As soon as I list another home for sale, I'll email you. You'll know first.
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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Clinton, Hunterdon County and Warren County web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in Clinton, Hunterdon County and Warren County, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Clinton, Hunterdon County and Warren County 



Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where is the world's tallest apartment block?

A 
The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
See More Real Estate Trivia >


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Susan and Fred Backer, REALTOR®, real estate agent and broker for Clinton, Hunterdon County and Warren CountyNew Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan & Fred Backer
Weichert Realtors

9 West Main Street
Clinton, NJ. 08809
908-735-8140
Fred's Direct Line: 908-500-0095
Sue's Direct Line: 908 500-1939
Email: CalltheBackers@comcast.net

2 Fulltime Realtors at Your Service. Sue and Fred Backer will work with you every step of the way in buying or selling your home. Their 19 years of combined real estate expertise in the Hunterdon/Warren County area will make your move a pleasant one. If you are looking to buy or sell your home: Call The Backers!

www.CalltheBackers.com is brought to you by Susan and Fred Backer
NUMBER1EXPERT™ for Clinton New Jersey Homes for Sale NJ | Hunterdon County Homes for Sale | Warren County Homes for Sale | New Jersey, Equestrian Properties, First Time Buyers.

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