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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Clinton, Hunterdon County and Warren County

First Time Buyers >Credit Card Traps It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt. The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need. If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in! See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is a Balloon Mortgage? A  A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term. See More Real Estate Trivia >

Susan & Fred Backer Weichert Realtors 9 West Main Street Clinton, NJ. 08809 908-735-8140 Fred's Direct Line: 908-500-0095 Sue's Direct Line: 908 500-1939 Email: CalltheBackers@comcast.net 2 Fulltime Realtors at Your Service. Sue and Fred Backer will work with you every step of the way in buying or selling your home. Their 13 years of combined real estate expertise in the Hunterdon/Warren County area will make your move a pleasant one. If you are looking to buy or sell your home: Call The Backers! www.CalltheBackers.com is brought to you by Susan and Fred Backer NUMBER1EXPERT™ in real estate for Clinton, Hunterdon County and Warren County, New Jersey, Equestrian Properties, First Time Buyers, Read Susan and Fred Backer's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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