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Sue & Fred are Two Fulltime Real Estate Professionals Working for You! Call us: 908-500-0095.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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For Home Sellers:
Why Sellers Choose Susan and Fred Backer - Why home sellers in Clinton, Hunterdon County and Warren County choose Susan and Fred Backer.
Free Presentation - Free in-home listings presentation on marketing your Clinton, Hunterdon County and Warren County, in Hunterdon and Warren County New Jersey property.
Property Valuation - How much is your Clinton, Hunterdon County and Warren County home worth?
What Did That Home Sell For? - What did that Clinton, Hunterdon County and Warren County, New Jersey property or other real estate sell for?
FSBO - Selling your Clinton, Hunterdon County and Warren County real estate on your own?
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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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What criteria determines the hottest real estate markets?
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Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale. |
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Susan & Fred
Backer Weichert Realtors 9 West Main
Street Clinton, NJ. 08809 908-735-8140 Fred's Direct Line:
908-500-0095 Sue's Direct Line: 908 500-1939 Email:
CalltheBackers@comcast.net
2 Fulltime Realtors at Your
Service. Sue and Fred Backer will work with you every step of the way in buying
or selling your home. Their 19 years of combined real estate expertise in the
Hunterdon/Warren County area will make your move a pleasant one. If you are
looking to buy or sell your home: Call The Backers!
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